Each portfolio is customized based on the individual client’s goals and needs. We seek to minimize expenses, taxes, and volatility within portfolios while maximizing the expected return. We realize markets are dynamic; as a result, so are our portfolios. While we have long term target asset allocations, our allocation is responsive to the market environment. We seek to reduce costs by allocating to passive investment vehicles within efficient asset classes (such as US large cap), while adding alpha by allocating to individual securities and active managers within less efficient asset classes (such as international small cap). Within fixed income portfolios, we constantly search for top tier execution, adding value through superior pricing. We actively manage the credit quality and duration of fixed income portfolios, responding to the economic cycle and interest rate environment.
Free Financial Review
We offer a complimentary review meeting to describe our services, and to see if our services are right for you.